Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,362$138,600
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$647$0
Note rate6.430%7.320%
Blended rate6.430%7.560%
1st payment$813.20$952.09
2nd payment$0.00$0.00
Taxes / mo$174.83$174.83
Insurance / mo$150.00$150.00
MI / mo$0.00$27.72
HOA / mo$55.00$55.00
Total monthly$1,193.04$1,359.64
Cash to close$24,638$15,400