Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,651$414,000
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,178$0
Note rate4.500%7.320%
Blended rate4.500%7.560%
1st payment$2,391.67$2,843.89
2nd payment$0.00$0.00
Taxes / mo$238.92$238.92
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$100.00$100.00
Total monthly$2,897.25$3,432.28
Cash to close$24,349$46,000