Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$341,991
Remaining term (yrs)28.928.930.0
Secondary amount$0$341,991$0
Funding fee$0$0$0
Note rate4.875%4.875%7.320%
Blended rate4.875%7.750%7.560%
1st payment$0.00$0.00$2,349.24
2nd payment$0.00$2,208.69$0.00
Taxes / mo$53.67$53.67$53.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.40
HOA / mo$294.00$294.00$294.00
Total monthly$497.67$2,706.36$2,915.31
Cash to close$379,990$37,999$37,999