Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,437$210,437$269,999
Remaining term (yrs)23.023.030.0
Secondary amount$0$59,562$0
Funding fee$0$0$0
Note rate3.640%3.640%7.320%
Blended rate4.490%5.485%7.560%
1st payment$1,121.55$1,121.55$1,854.71
2nd payment$0.00$446.71$0.00
Taxes / mo$310.42$310.42$310.42
Insurance / mo$150.00$150.00$150.00
MI / mo$173.88$173.88$54.00
HOA / mo$68.67$68.67$68.67
Total monthly$1,824.51$2,271.22$2,437.79
Cash to close$89,562$30,000$30,000