Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$515,957$503,100
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$2,580$0
Note rate6.220%7.320%
Blended rate6.220%7.560%
1st payment$3,191.59$3,455.95
2nd payment$0.00$0.00
Taxes / mo$1,075.00$1,075.00
Insurance / mo$166.67$166.67
MI / mo$0.00$100.62
HOA / mo$0.00$0.00
Total monthly$4,433.26$4,798.23
Cash to close$43,043$55,900