Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$99,536$99,536$439,200
Remaining term (yrs)15.215.230.0
Secondary amount$0$339,664$0
Funding fee$0$0$0
Note rate4.090%4.090%7.400%
Blended rate4.940%7.113%7.640%
1st payment$729.09$729.09$3,040.93
2nd payment$0.00$2,193.66$0.00
Taxes / mo$406.67$406.67$406.67
Insurance / mo$166.67$166.67$166.67
MI / mo$107.01$107.01$87.84
HOA / mo$0.00$0.00$0.00
Total monthly$1,409.43$3,603.09$3,702.11
Cash to close$388,464$48,800$48,800