Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$134,570$134,570$202,410
Remaining term (yrs)22.722.730.0
Secondary amount$0$67,840$0
Funding fee$0$0$0
Note rate3.990%3.990%7.400%
Blended rate4.840%6.234%7.640%
1st payment$749.12$749.12$1,401.45
2nd payment$0.00$508.80$0.00
Taxes / mo$179.42$179.42$179.42
Insurance / mo$150.00$150.00$150.00
MI / mo$111.28$111.28$40.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,189.82$1,698.62$1,771.34
Cash to close$90,330$22,490$22,490