Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$456,318$449,100
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.670%7.320%
Blended rate7.220%7.560%
1st payment$3,044.49$3,085.01
2nd payment$0.00$0.00
Taxes / mo$673.17$673.17
Insurance / mo$166.67$166.67
MI / mo$216.91$89.82
HOA / mo$0.00$0.00
Total monthly$4,101.24$4,014.66
Cash to close$42,682$49,900