Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$449,910
Remaining term (yrs)0.00.030.0
Secondary amount$0$449,910$0
Funding fee$0$0$0
Note rate7.000%7.000%7.400%
Blended rate7.000%7.750%7.640%
1st payment$928.10$928.10$3,115.09
2nd payment$0.00$2,905.67$0.00
Taxes / mo$72.42$72.42$72.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$1.67$1.67$1.67
Total monthly$1,168.85$4,074.52$3,445.82
Cash to close$499,900$49,990$49,990