Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$104,585$104,585$229,499
Remaining term (yrs)24.624.630.0
Secondary amount$0$124,914$0
Funding fee$523$523$0
Note rate3.060%3.060%7.320%
Blended rate3.060%5.749%7.560%
1st payment$502.59$502.59$1,576.50
2nd payment$0.00$832.76$0.00
Taxes / mo$529.25$529.25$529.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,181.84$2,014.60$2,301.65
Cash to close$150,414$25,500$25,500