Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$382,353$382,353$445,499
Remaining term (yrs)28.628.630.0
Secondary amount$0$63,146$0
Funding fee$1,912$1,912$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.120%7.640%
1st payment$2,528.79$2,528.79$3,084.55
2nd payment$0.00$473.60$0.00
Taxes / mo$180.33$180.33$180.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$33.33$33.33$33.33
Total monthly$2,909.12$3,382.72$3,553.98
Cash to close$112,646$49,500$49,500