Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,095$266,095$292,410
Remaining term (yrs)28.828.830.0
Secondary amount$0$26,315$0
Funding fee$1,330$1,330$0
Note rate6.770%6.770%7.400%
Blended rate6.770%6.971%7.640%
1st payment$1,749.61$1,749.61$2,024.59
2nd payment$0.00$197.36$0.00
Taxes / mo$249.92$249.92$249.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.48
HOA / mo$50.00$50.00$50.00
Total monthly$2,199.52$2,396.89$2,532.99
Cash to close$58,805$32,490$32,490