Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,433$301,500
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$1,607$0
Note rate6.110%7.400%
Blended rate6.110%7.640%
1st payment$2,050.75$2,087.53
2nd payment$0.00$0.00
Taxes / mo$61.58$61.58
Insurance / mo$150.00$150.00
MI / mo$0.00$60.30
HOA / mo$66.00$66.00
Total monthly$2,328.33$2,425.41
Cash to close$13,567$33,500