Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,626$268,200
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,418$0
Note rate6.600%7.320%
Blended rate6.600%7.560%
1st payment$1,865.18$1,842.35
2nd payment$0.00$0.00
Taxes / mo$365.50$365.50
Insurance / mo$150.00$150.00
MI / mo$0.00$53.64
HOA / mo$0.00$0.00
Total monthly$2,380.68$2,411.49
Cash to close$14,374$29,800