Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$330,996$306,000
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,655$0
Note rate4.000%7.320%
Blended rate4.000%7.560%
1st payment$1,658.11$2,102.01
2nd payment$0.00$0.00
Taxes / mo$373.58$373.58
Insurance / mo$150.00$150.00
MI / mo$0.00$61.20
HOA / mo$15.83$15.83
Total monthly$2,197.52$2,702.62
Cash to close$9,004$34,000