Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$845,964$756,000
Remaining term (yrs)23.430.0
Secondary amount$0$0
Funding fee$4,230$0
Note rate3.480%7.400%
Blended rate3.480%7.640%
1st payment$4,385.95$5,234.39
2nd payment$0.00$0.00
Taxes / mo$367.08$367.08
Insurance / mo$216.67$216.67
MI / mo$0.00$151.20
HOA / mo$0.00$0.00
Total monthly$4,969.70$5,969.34
Cash to close$0$84,000