Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$328,763$314,100
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.780%7.400%
Blended rate7.330%7.640%
1st payment$2,178.27$2,174.76
2nd payment$0.00$0.00
Taxes / mo$443.50$443.50
Insurance / mo$150.00$150.00
MI / mo$153.46$62.82
HOA / mo$155.00$155.00
Total monthly$3,080.23$2,986.08
Cash to close$20,237$34,900