Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$133,174$148,410
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$666$0
Note rate2.800%7.400%
Blended rate2.800%7.640%
1st payment$616.34$1,027.56
2nd payment$0.00$0.00
Taxes / mo$259.67$259.67
Insurance / mo$150.00$150.00
MI / mo$0.00$29.68
HOA / mo$120.00$120.00
Total monthly$1,146.01$1,586.91
Cash to close$31,726$16,490