Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$71,882$71,882$205,650
Remaining term (yrs)16.516.530.0
Secondary amount$0$133,768$0
Funding fee$0$0$0
Note rate3.540%3.540%7.320%
Blended rate4.390%6.738%7.560%
1st payment$476.32$476.32$1,412.67
2nd payment$0.00$891.79$0.00
Taxes / mo$182.17$182.17$182.17
Insurance / mo$150.00$150.00$150.00
MI / mo$74.76$74.76$41.13
HOA / mo$0.00$0.00$0.00
Total monthly$883.25$1,775.03$1,785.97
Cash to close$156,618$22,850$22,850