Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,623$345,600
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,813$0
Note rate6.090%7.400%
Blended rate6.090%7.640%
1st payment$2,297.30$2,392.86
2nd payment$0.00$0.00
Taxes / mo$7.67$7.67
Insurance / mo$150.00$150.00
MI / mo$0.00$69.12
HOA / mo$0.00$0.00
Total monthly$2,454.97$2,619.65
Cash to close$21,377$38,400