Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,498$419,400
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,282$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$3,033.57$2,880.99
2nd payment$0.00$0.00
Taxes / mo$1,127.00$1,127.00
Insurance / mo$166.67$166.67
MI / mo$0.00$83.88
HOA / mo$2.42$2.42
Total monthly$4,329.66$4,260.95
Cash to close$9,502$46,600