Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$189,536$197,910
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$948$0
Note rate5.890%7.320%
Blended rate5.890%7.560%
1st payment$1,184.99$1,359.50
2nd payment$0.00$0.00
Taxes / mo$255.17$255.17
Insurance / mo$150.00$150.00
MI / mo$0.00$39.58
HOA / mo$221.00$221.00
Total monthly$1,811.16$2,025.25
Cash to close$30,364$21,990