Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,279$211,279$470,699
Remaining term (yrs)20.220.230.0
Secondary amount$0$259,420$0
Funding fee$1,056$1,056$0
Note rate2.720%2.720%7.400%
Blended rate2.720%5.492%7.640%
1st payment$1,128.26$1,128.26$3,259.03
2nd payment$0.00$1,675.42$0.00
Taxes / mo$252.50$252.50$252.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.14
HOA / mo$13.33$13.33$13.33
Total monthly$1,560.76$3,236.18$3,785.66
Cash to close$311,720$52,300$52,300