Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$277,731$215,999
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.070%7.320%
Blended rate7.620%7.560%
1st payment$1,920.99$1,483.76
2nd payment$0.00$0.00
Taxes / mo$273.83$273.83
Insurance / mo$150.00$150.00
MI / mo$131.41$43.20
HOA / mo$0.00$0.00
Total monthly$2,476.24$1,950.80
Cash to close$0$24,000