Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$394,008$368,910
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.170%7.400%
Blended rate5.020%7.640%
1st payment$2,085.71$2,554.26
2nd payment$0.00$0.00
Taxes / mo$467.75$467.75
Insurance / mo$150.00$150.00
MI / mo$303.20$73.78
HOA / mo$125.00$125.00
Total monthly$3,131.65$3,370.79
Cash to close$15,892$40,990