Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,558$268,558$571,500
Remaining term (yrs)22.922.930.0
Secondary amount$0$302,942$0
Funding fee$1,343$1,343$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.870%7.640%
1st payment$1,453.67$1,453.67$3,956.95
2nd payment$0.00$1,956.50$0.00
Taxes / mo$279.67$279.67$279.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.30
HOA / mo$55.00$55.00$55.00
Total monthly$1,955.01$3,911.51$4,572.58
Cash to close$366,442$63,500$63,500