Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$269,100
Remaining term (yrs)0.00.030.0
Secondary amount$0$269,100$0
Funding fee$0$0$0
Note rate7.430%7.430%7.400%
Blended rate7.430%7.750%7.640%
1st payment$357.88$357.88$1,863.19
2nd payment$0.00$1,737.94$0.00
Taxes / mo$48.58$48.58$48.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$556.46$2,294.40$2,115.60
Cash to close$299,000$29,900$29,900