Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$645,427$180,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$3,227$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$4,359.71$1,246.28
2nd payment$0.00$0.00
Taxes / mo$166.67$166.67
Insurance / mo$150.00$150.00
MI / mo$0.00$36.00
HOA / mo$0.00$0.00
Total monthly$4,676.38$1,598.95
Cash to close$0$20,000