Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$524,789$494,550
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.890%7.320%
Blended rate4.740%7.560%
1st payment$2,701.37$3,397.22
2nd payment$0.00$0.00
Taxes / mo$594.33$594.33
Insurance / mo$166.67$166.67
MI / mo$406.17$98.91
HOA / mo$0.00$0.00
Total monthly$3,868.54$4,257.13
Cash to close$24,711$54,950