Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$393,196$355,499
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,966$0
Note rate6.860%7.320%
Blended rate6.860%7.560%
1st payment$2,608.65$2,442.03
2nd payment$0.00$0.00
Taxes / mo$181.67$181.67
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$26.67$26.67
Total monthly$2,966.99$2,871.47
Cash to close$1,803$39,500