Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,795$420,300
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$2,194$0
Note rate5.780%7.400%
Blended rate5.780%7.640%
1st payment$2,724.98$2,910.07
2nd payment$0.00$0.00
Taxes / mo$775.00$775.00
Insurance / mo$166.67$166.67
MI / mo$0.00$84.06
HOA / mo$10.00$10.00
Total monthly$3,676.64$3,945.80
Cash to close$28,205$46,700