Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,266$150,266$364,500
Remaining term (yrs)19.919.930.0
Secondary amount$0$214,234$0
Funding fee$751$751$0
Note rate3.430%3.430%7.400%
Blended rate3.430%5.969%7.640%
1st payment$863.58$863.58$2,523.72
2nd payment$0.00$1,383.60$0.00
Taxes / mo$257.25$257.25$257.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.90
HOA / mo$20.83$20.83$20.83
Total monthly$1,291.66$2,675.26$3,024.70
Cash to close$254,734$40,500$40,500