Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$666,225$666,225$729,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$62,775$0
Funding fee$0$0$0
Note rate6.650%6.650%7.400%
Blended rate7.200%7.355%7.640%
1st payment$4,456.48$4,456.48$5,047.45
2nd payment$0.00$470.81$0.00
Taxes / mo$675.00$675.00$675.00
Insurance / mo$216.67$216.67$216.67
MI / mo$318.17$318.17$145.80
HOA / mo$0.00$0.00$0.00
Total monthly$5,666.32$6,137.13$6,084.92
Cash to close$143,775$81,000$81,000