Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$899,910
Remaining term (yrs)18.718.730.0
Secondary amount$0$899,910$0
Funding fee$0$0$0
Note rate3.000%3.000%7.320%
Blended rate3.850%7.750%7.560%
1st payment$0.00$0.00$6,181.76
2nd payment$0.00$5,811.92$0.00
Taxes / mo$833.25$833.25$833.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$179.98
HOA / mo$438.00$438.00$438.00
Total monthly$1,487.92$7,299.84$7,849.66
Cash to close$999,900$99,990$99,990