Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$397,499$377,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,987$0
Note rate5.110%7.400%
Blended rate5.110%7.640%
1st payment$2,315.58$2,616.57
2nd payment$0.00$0.00
Taxes / mo$211.50$211.50
Insurance / mo$150.00$150.00
MI / mo$0.00$75.58
HOA / mo$12.08$12.08
Total monthly$2,689.16$3,065.73
Cash to close$22,401$41,990