Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,297$135,900
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$736$0
Note rate5.550%7.320%
Blended rate5.550%7.560%
1st payment$891.59$933.54
2nd payment$0.00$0.00
Taxes / mo$210.00$210.00
Insurance / mo$150.00$150.00
MI / mo$0.00$27.18
HOA / mo$34.00$34.00
Total monthly$1,285.59$1,354.72
Cash to close$3,703$15,100