Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$90,152$90,152$166,500
Remaining term (yrs)22.322.330.0
Secondary amount$0$76,348$0
Funding fee$451$451$0
Note rate4.640%4.640%7.400%
Blended rate4.640%6.639%7.640%
1st payment$539.71$539.71$1,152.81
2nd payment$0.00$572.61$0.00
Taxes / mo$66.50$66.50$66.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$33.30
HOA / mo$0.00$0.00$0.00
Total monthly$756.21$1,328.82$1,402.61
Cash to close$94,848$18,500$18,500