Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$520,673$494,910
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,603$0
Note rate4.900%7.320%
Blended rate4.900%7.560%
1st payment$2,839.39$3,399.69
2nd payment$0.00$0.00
Taxes / mo$122.25$122.25
Insurance / mo$166.67$166.67
MI / mo$0.00$98.98
HOA / mo$36.00$36.00
Total monthly$3,164.30$3,823.59
Cash to close$29,227$54,990