Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,627$432,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,373$0
Note rate6.730%7.400%
Blended rate6.730%7.640%
1st payment$3,141.67$2,991.08
2nd payment$0.00$0.00
Taxes / mo$442.33$442.33
Insurance / mo$166.67$166.67
MI / mo$0.00$86.40
HOA / mo$100.00$100.00
Total monthly$3,850.67$3,786.48
Cash to close$5,373$48,000