Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$281,444$197,100
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,407$0
Note rate3.450%7.320%
Blended rate3.450%7.560%
1st payment$1,386.97$1,353.94
2nd payment$0.00$0.00
Taxes / mo$314.58$314.58
Insurance / mo$150.00$150.00
MI / mo$0.00$39.42
HOA / mo$0.00$0.00
Total monthly$1,851.55$1,857.94
Cash to close$0$21,900