Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,008$341,008$468,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$126,992$0
Funding fee$1,705$1,705$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.189%7.640%
1st payment$1,572.97$1,572.97$3,240.34
2nd payment$0.00$846.61$0.00
Taxes / mo$433.33$433.33$433.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$595.00$595.00$595.00
Total monthly$2,767.97$3,614.58$4,528.94
Cash to close$178,992$52,000$52,000