Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$469,344$382,500
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.230%7.320%
Blended rate6.080%7.560%
1st payment$2,759.03$2,627.51
2nd payment$0.00$0.00
Taxes / mo$354.17$354.17
Insurance / mo$150.00$150.00
MI / mo$354.71$76.50
HOA / mo$0.00$0.00
Total monthly$3,617.90$3,208.18
Cash to close$0$42,500