Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$18,312$18,312$754,200
Remaining term (yrs)25.425.430.0
Secondary amount$0$735,888$0
Funding fee$92$92$0
Note rate3.920%3.920%7.320%
Blended rate3.920%7.657%7.560%
1st payment$94.56$94.56$5,180.83
2nd payment$0.00$4,752.61$0.00
Taxes / mo$698.33$698.33$698.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$150.84
HOA / mo$719.00$719.00$719.00
Total monthly$1,728.56$6,481.18$6,965.67
Cash to close$819,688$83,800$83,800