Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$478,705$449,910
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,394$0
Note rate6.180%7.320%
Blended rate6.180%7.560%
1st payment$2,945.85$3,090.57
2nd payment$0.00$0.00
Taxes / mo$110.50$110.50
Insurance / mo$166.67$166.67
MI / mo$0.00$89.98
HOA / mo$245.00$245.00
Total monthly$3,468.01$3,702.72
Cash to close$21,195$49,990