Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,649$405,000
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,338$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$2,974.29$2,804.14
2nd payment$0.00$0.00
Taxes / mo$375.00$375.00
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$333.00$333.00
Total monthly$3,832.29$3,743.14
Cash to close$0$45,000