Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$515,857$503,550
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,579$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$3,294.22$3,459.04
2nd payment$0.00$0.00
Taxes / mo$291.08$291.08
Insurance / mo$166.67$166.67
MI / mo$0.00$100.71
HOA / mo$45.83$45.83
Total monthly$3,797.80$4,063.33
Cash to close$43,643$55,950