Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$291,881$291,881$472,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$180,619$0
Funding fee$0$0$0
Note rate3.310%3.310%7.320%
Blended rate4.160%5.628%7.560%
1st payment$1,480.24$1,480.24$3,245.75
2nd payment$0.00$1,204.13$0.00
Taxes / mo$576.92$576.92$576.92
Insurance / mo$166.67$166.67$166.67
MI / mo$239.11$239.11$94.50
HOA / mo$93.00$93.00$93.00
Total monthly$2,555.94$3,760.06$4,176.83
Cash to close$233,119$52,500$52,500