Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,583$267,300
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,338$0
Note rate6.430%7.320%
Blended rate6.430%7.560%
1st payment$1,746.25$1,836.17
2nd payment$0.00$0.00
Taxes / mo$288.00$288.00
Insurance / mo$150.00$150.00
MI / mo$0.00$53.46
HOA / mo$64.00$64.00
Total monthly$2,248.25$2,391.63
Cash to close$29,417$29,700