Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$749,513$629,100
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$3,748$0
Note rate5.250%7.400%
Blended rate5.250%7.640%
1st payment$4,273.50$4,355.76
2nd payment$0.00$0.00
Taxes / mo$582.50$582.50
Insurance / mo$166.67$166.67
MI / mo$0.00$125.82
HOA / mo$137.00$137.00
Total monthly$5,159.67$5,367.75
Cash to close$0$69,900