Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,785$439,785$448,200
Remaining term (yrs)27.927.930.0
Secondary amount$0$33,315$0
Funding fee$2,199$2,199$0
Note rate6.350%6.350%7.320%
Blended rate6.350%6.739%7.560%
1st payment$2,800.06$2,800.06$3,078.82
2nd payment$0.00$329.68$0.00
Taxes / mo$119.58$119.58$119.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.64
HOA / mo$0.00$0.00$0.00
Total monthly$3,086.31$3,415.99$3,454.71
Cash to close$58,215$24,900$49,800